Amstelveen & Ouderkerk II

Investing in a diversified portfolio with a first mortgage right

With this proposition, you invest in a commercial property in Ouderkerk aan de Amstel and 23 hotel rooms of a long-term let hotel building in Amstelveen. The first phase of the proposition has already been successfully implemented and is now operational. The intended term of this proposition is 36 months and the fixed interest rate is 7.5% per year. As investor, you will receive as security a first right of mortgage and pledge of the rental income. The loan-to-value of the underlying property is 77.5%

The commercial property is situated at a prominent location in the village centre of Ouderkerk aan de Amstel. The hotel building is located north of Amstelveen on the main traffic artery Beneluxbaan, which connects Amstelveen to Amsterdam Zuid. The property has been let to a renowned hotel operator for a period of 18 years. Both properties in this proposition are located 8 - 12 kilometres from Amsterdam city centre.

The loan is provided to the project owner to repay the current bank loan and partially release the surplus value. The collateral has long been owned by an affiliate of the initiator and successfully operated. Over the past decades, the initiator has carefully built up a diversified property portfolio in Amsterdam and the surrounding area.

Key features of this proposition:

Fixed interest rate of 7.5% per annum;
Intended term of 36 months;
First right of mortgage;
Pledge of rental income;
Loan-to-value of 77.5%;
High occupancy rate;
Both properties are centrally located;
Reputable hotel operator;
Stable rental income;
Good state of repair;
Experienced project owner;
Monthly disbursement;
Immediately interest-bearing from deposit;
One-off brokerage fee of 0.45%.

Projected return

The chart below shows the cumulative yield over the term at the fixed interest rate of 7.5% per annum. In the example below, with the deposit of €5,000, a total of €1,125 in interest is paid throughout the term of the proposition. The initial and accrued interest will be paid in the next month after closing the proposition. Thereafter, you will receive the fixed interest amount monthly in arrears. At the end of the target term, you will be repaid by refinancing or selling the properties. The return forecast presented is based on expected market conditions and project planning. There is no guarantee that these results will actually be achieved.

Cumulative return during the funding period

Investment	€5,000
Fixed interest	7,75%
Estimated duration	36 months
Total return	€1,162.50

Crowdrealestate valuation

Crowdrealestate has assigned a risk rating of A (Defensive) to this investment. Also given the first right of mortgage with ample excess value, the spread and the high occupancy rate, this is a stable and solid investment. Although this investment is considered defensive, investing via crowdfunding always carries risks, including the risk that you may lose your entire deposit. Please refer to the Key Investment Information Sheet (EBi) for a detailed description of the risks.

A

23 22 21

B

20 19 18

C

17 16 15

D

14 13 12

E

11 10 9

Mortgage right	Crowdrealestate investors will get the first right of mortgage.	5 points
Loan-to-value	The loan-to-value based on the appraised market value in the current state is 77.5%.	1 points
Match location with sector	The central location of the hotel building and the commercial property fit well with the needs of the end users and stable demand of the proposition.	3 points
Occupation	The properties are both in use. Where the largest underlying value of the proposition is long-term leased.	3 points
Project phase	The project involves existing construction, which carries less risk compared to projects in the development phase.	3 points
Track record	The promoter has had a sizeable property portfolio for some time. This includes the present properties.	3 points
Duration	The target term is 36 months.	2 points
Additional security	Pledge of rental income.	1 points
Total		22 points

Funding structure

The loan is provided to the project owner to repay the current bank loan and partially release the surplus value. The threshold amount of this proposition is €500,000 and the target amount is set at €5,000,000. As an investor, you will receive as security a first right of mortgage and a pledge of rental income.

The collateral of this proposition concerns a combination of two real estate properties. The appraised market value of these properties in their current state is €6,455,000. The excess value based on the principal of the loan and the above-mentioned market value amounts to €1,455,000. The loan-to-value thus amounts to 77.5%. The underlying value of the mortgage subscription is therefore amply covered.

The securities for the benefit of the investors are registered in the name of Crowdrealestate's independent foundation. The foundation will initially acquire a second right of mortgage, which will become a first right of mortgage after the scheduled redemption and cancellation. In addition to the mortgage right, additional collateral is applicable, such as a lease pledge, and a DSCR and LTV covenant. The full list of all applicable covenants and collateral is set out in the parallel debt agreement.

Investors Crowdrealestate	€5,000,000	First mortgage right
Surplus Value	€1,455,000
Total scale	€6,455,000

Project description

The first object concerns a commercial property in Ouderkerk aan de Amstel with a lettable floor area of 75 m². Currently, this object is used by the initiator as office space. This property is located at a prominent spot in the village centre, which ensures good visibility and an attractive location for the end user. In time, the initiator plans to transform the space into a flat, for which various basic facilities are currently already in place.

Ouderkerk aan de Amstel is a picturesque and green village with around 8,500 inhabitants, located just a few kilometres south of Amsterdam. Thanks to this strategic location, the village combines the tranquillity and charm of country life with the proximity of the capital, making it attractive for residents and entrepreneurs alike. Ouderkerk is popular with cyclists and walkers because of the surrounding nature areas, including the Amstelscheg and the polders along the Amstel river, and thus also attracts many visitors from outside the village.

The second property concerns the first floor with 23 spacious hotel rooms of a hotel building in Amstelveen. This floor has a lettable floor area of 1,514 m² with an average area per flat of 42 m². The rental income amounts to € 262,712 per year. The hotel building enjoys a strategic location close to both Amsterdam city centre and Schiphol Airport. This location makes the hotel attractive to both tourists and business travellers. The location is easily accessible via the A9 and A10 motorways, as well as by public transport.

The entire hotel complex comprises 151 flats and studios, which are operated by a renowned hotel operator. The hotel also offers extensive facilities, such as a gym and a dry-cleaning service for guests. The reception is open 24 hours a day and there is a car park on site, which is easily accessible for hotel guests. The total plot area of the hotel, including adjacent parking facilities, is 6,143 m².

Its central location in Amstelveen, close to Schiphol Airport and Amsterdam, makes the hotel an attractive destination for international guests and business travellers, who are looking for comfortable accommodation options close to major transport arteries and urban centres.

Market description

Ouderkerk aan de Amstel benefits from urban dynamics and excellent accessibility. Demand for office space of around 90,000 to 170,000 m² is expected in the Ouderkerk aan de Amstel municipality for the period to 2030. The housing market in Ouderkerk aan de Amstel also remains strong, from figures from April 2025, the average selling price in the past three months is €904,888. The average selling price per square metre is €6,000.

The hotel market in Amstelveen benefits strongly from its proximity to Amsterdam and Schiphol Airport. Due to the limited availability of new hotel developments in Amsterdam, investors and operators are shifting their focus to surrounding cities such as Amstelveen, where there is more room for growth. This strategic location makes Amstelveen attractive to both business travellers and tourists, contributing to high occupancy rates.

By 2023 and 2024, the hotel market in the Netherlands has further recovered from the impact of the pandemic, with occupancy rates again approaching pre-pandemic levels. In the Amsterdam region, which includes Amstelveen, occupancy rates have increased significantly and high demand for hotel rooms is expected, especially due to increased tourist arrivals and the recovery of business travel.

Occupancy rates in hotels in and around Amsterdam, including Amstelveen, are now back at or above pre-2020 levels. This is partly driven by the limited expansion of hotels in Amsterdam itself, which attracts investors to nearby cities such as Amstelveen. As a result, demand for accommodation in this region remains high, contributing to stable rental income and an attractive investment climate for hotel projects.

Ouderkerk aan de Amstel offers excellent commercial opportunities thanks to the high purchasing power of its residents and the continuing demand for luxury homes. This charming village is a popular residence for people with above-average incomes. In addition, its location on the Amstel river and proximity to Amsterdam attract tourists and day trippers, adding to the attractiveness and potential of the area's commercial facilities.

End user

The commercial property in Ouderkerk aan de Amstel is currently used by the promoter as office space. Various facilities have recently been provided and the space has been converted with the aim of eventually marketing it as a flat.

The hotel property has been operated by Adagio, part of the Borealis Hotel Group, since 2018. Adagio has a long-term lease that runs until 2043, ensuring stable and predictable income. Adagio focuses on offering “extended stay” hotels, which are popular with both business travellers and tourists seeking flexibility and comfort.

Borealis Hotel Group is a fast-growing European hotel chain that develops, owns, operates and manages various hotel types. Its portfolio includes focus-serviced, full-service hotels and extended stay hotels such as Adagio. The group was founded in 1997 and has since built a strong position in the hospitality sector.

Headquartered in Amsterdam and supported by institutional investors, Borealis operates across Europe. Their focus on strategic locations and efficient operation ensures stable occupancy rates and growth in various markets.

Underlying organisation

The loan is provided to project owner Bosch 5 B.V. for the refinancing of the properties. This loan will pay off the current bank loan and partially release the surplus value. The initiator will use this surplus value to expand the property portfolio.

The initiator has owned the properties in question for some time and has proven to be successful in managing and operating a diversified property portfolio in the Amsterdam region. The extensive property portfolio that has been carefully built up over the past decades consists of both residential and commercial properties. This ensures a solid and diversified base of assets.

The total excess value on the promoter's total portfolio is substantial, underlining the financial stability of the organisation. To date, the financing of this portfolio has been mainly through bank loans. This strategy has built a robust financial structure with a proven track record in property operation and management.

Supplementary files

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Blad met Essentiële Beleggingsinformatie (EBi)	Download

The crowdfunding services offered by Crowdrealestate are not covered by the deposit guarantee scheme. This means that investments you make through our platform are not protected by the statutory deposit guarantee scheme that applies to savings held with banks. Likewise, investors cannot claim compensation under the investor compensation scheme. Therefore, you run the risk of losing your entire investment without any right to compensation.

In line with European regulations, we advise non-experienced investors not to invest more than 10% of their freely investable assets in crowdfunding projects. This recommendation helps you to spread your financial risks and invest wisely. For more information about this guideline, please refer to the Key Investment Information Sheet (EBI).

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